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ATP Pilot

Line of Credit

Our innovative line of credit solution is designed to help you responsibly pay for flight training.

Convenient and Flexible Funding

With our line of credit, you can secure funding for your entire flight training career with just one application!* When you need additional funds, simply request funds from your line (called a “draw”) for the amount you need – no need to reapply! And with multiple repayment terms, we’ll help you successfully manage repayment. As a local, not-for-profit credit union, we’ve got your best interests in mind.

ATP Flight School

This solution is designed specifically for those who have been accepted into an ATP Flight School.

Learn More

Please note, an applicant also needs:

  • $36,000 in gross annual income for the last two years
  • Debt-to-income ratio of less than 50%
  • FICO score 660+

Current Rates

Variable Rate Solution

Variable Rate icon

As rates rise and fall according to the market index, your monthly payment may change over time.


Rate Ranges: 8.00% - 10.00% APR

Borrow up to $150,000.

 

Apply for Variable Rate

Fixed Rate Solution

Fixed Rate icon

Get a fixed monthly payment with a rate that doesn't change over time.


Rate Ranges: 8.99% - 11.99% APR

Borrow up to $150,000.

 

Apply for Fixed Rate

DID YOU KNOW?

You can potentially reduce your rate by 0.25% by enrolling in automatic electronic payments during full repayment**

Eligibility Requirements

To be eligible for our line of credit, you must be accepted into ATP Flight School and be a member of Center Parc Credit Union. You may apply without being a member of the credit union, but you will need to become a member in order for the loan to be funded. Be sure to review all eligibility requirements.

Typical Online Application and Funding Timeline

Step 1

Start Your Online Application

Step 2

Submit Your Documents for Verification

Step 3

Loan is Certified by Your School

Step 4

Funds are Disbursed Directly to Your School

 

Personalized Support

Refer a Friend to Center Parc Credit Union

Share the benefits of our student lending solution!

* Credit Union Membership eligibility and credit qualifications apply.
** The APR will not fall below the floor rate regardless of the index or any additional rate discount
† APR = Annual Percentage Rate
‡ Approved organizations subject to change without notice.

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